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8.
AmeriCorps, Peace Corps and other qualifying volunteer organizations
Did you know that certain volunteer organizations offer student loan forgiveness opportunities? Dont let high student loan debt deter you from taking the opportunity to help others. Certain volunteer organizations like the Peace Corps, AmeriCorps and Volunteers in Service to America (VISTA) all have student loan awards or repayment options. You can apply for these after you have completed your term of service with the organization.
9.
Dentist
Although dentists tend to make a high income - a median of $156,240, according to the Bureau of Labor Statistics - they also accrue a huge amount of debt before they start working. The American Dental Education Association found that the average dentist with student loans in the Class of 2019 left school owing a whopping $292,169. Luckily, there are some loan repayment assistance programs, or LRAPs, for den- tists, such as the Ohio Dentist Loan Repayment Program and Maryland Dent-Care Loan Assistance Repayment Program. Programs such as these offer significant loan assistance to dentists who work in qualifying areas or workplaces.
10.
Pharmacist
Like dentists, pharmacists take on a lot of education debt to earn their degrees. According to the American Association of Colleges of Pharmacy, pharmacists in the Class of 2019 who borrowed student loans took on an average of $172,329 to finance their education. Here, too, assistance is available: Several national LRAPs provide financial help to health care providers, including pharmacists. Plus, some state programs, such as the California State Loan Repayment Program, will pay back all or a portion of your loans if you establish residency and practice in a qualifying area.
11.
Veterinarian
Not only could working with animals be a fulfilling career, but it could also help you get forgiveness for your student loans. The U.S. Department of Agriculture offers $25,000 per year for three years in stu- dent loan repayment assistance to vets who work in underserved areas. According to the American Veterinary Medical Association, 44 percent of veterinarians in the Class of 2018 left school owing more than $200,000 in student loans, while the average debt for all graduates was $143,111.
Should you pursue jobs that offer student loan forgiveness?
Most student loan forgiveness jobs have strict requirements, contracts and a minimum term of employment to qualify for loan cancellation. Also, you have to be current on your student loan payments - your loans cant be in default. But once you meet the requirements, you will receive debt repayment, cancellation or forgiveness. Giving just two or three years of your professional life to a qualifying job may be the answer to your stu- dent loan problems and the key to your financial freedom.
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